Compare carriers, rates, and coverage for your home. Tell Sage about the house, the roof, and any claims; it checks whether your dwelling limit would actually rebuild it, then hands you to real carrier quotes.
All 50 states · Carriers you already know · Answers before anyone asks for your phone
Carriers you already know
Year built, square footage, roof age and material, and any claims. No paperwork.
Replacement cost, not market value. Sage checks whether your dwelling limit would rebuild the house, and what the endorsements add.
When you're ready, a short form takes you to prices from partner carriers. Buy online or talk to a licensed agent.
The questions people actually ask about home insurance, answered first. Guides carry dated figures; the carrier sets the final price when it rates the house.
Average rates, the perils that drive them, and the carriers that write the most business, state by state.
PolicyChat is an insurance marketplace. Home quotes come from partner carriers and marketplaces, not from us; Sage is the assistant that explains the coverage, checks the replacement-cost number most policies get wrong, and hands you to the quote form when you ask. What Sage tells you is an explanation, not a quote: the carrier sets the price when it rates the house.
Your current declarations page, the year the house was built, square footage, roof age and material, and any claims in the last five years. Sage can work without all of it; quotes get more accurate with it.
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