PolicyChat Data — Downloadable Snapshots

Last updated May 2026 · PolicyChat.

PolicyChat Data — Downloadable Snapshots

For journalists, researchers, and analysts who need to cite specific PolicyChat data directly.

All snapshots are CC BY 4.0. Recommended citation form:

Source: PolicyChat, [snapshot date]. https://policychat.com/

Daily filings brief

A daily summary of notable US insurance rate-change filings — carrier, state, product, rate-change percentage, effective date, filing ID.

• Latest (JSON): /press/data/rate-changes-latest.json
• Latest (CSV, spreadsheet import): /press/data/rate-changes-latest.csv
• Historical archive: /press/data/rate-changes/ — daily snapshots

State-aggregate baselines (NAIC 2023)

The most recent publicly released NAIC state-aggregate auto / home / renters insurance averages.

• /press/data/naic-state-averages-2023.json

Carrier filing roster

Current list of carriers tracked in the PolicyChat ledger, by state and product line.

• /press/data/carrier-roster.json

Methodology

• PolicyChat — data sourcing and ledger architecture
• Conviction-tier framework
• Verdict Engine methodology
• Carrier comparison methodology
• GEO measurement methodology

License

All PolicyChat snapshots are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0). Attribution required; commercial use permitted.

Snapshots are regenerated daily as PolicyChat ingests new state DOI filings. Last regeneration: 2026-05-23.